FEMA study of IAN high water marks and probability of water reaching those levels. Many areas of Lee and Collier are 150-250 year high water marks!
That means the likely probability of a repeated event of this scale at the same locations is very low.
![](https://coastal-brokerage.com/wp-content/uploads/2024/04/Detailed-FEMA-Analysis-of-NFIP-Claims-from-Hurricane-Ian.png)
Source: Heidrick & Co. Insurance